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Posted on February 26, 2018 - 07:58 AM
by Chris Cantu
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
Responsive, professional and provided great service. This was our first home purchase and he helped us navigate and understand the entire process! We would definitely recommend him to others.matthewnbethany
Chris Cantu was recommended to us by a good friend, to help us find a home in the Kennesaw area. We were unfamiliar with the city and the market, and we were very particular about what we wanted in a house. I know that we were difficult to work with, but Chris was wonderful. He was so patient and understanding with us, and although it took almost a year, he found us the perfect home! We are still living there, but we intend to contact Chris when and if we ever decide to move again. I would definitely recommend him to anyone and everyone. Thanks Chris. You're the best! Linda Jane & Bill
You are great asset to your clients and we would always recommend and encourage any of our friends who are about to purchase a home to use you. You are a true professional and made us feel confident as we traveled the winding road of finding the right home, inspecting it for safety and comfort, then negotiating it all the way to close.-Chuck and Robin.